Uninsured Motorist (U.M.) covers you, your family and others in accidents when the other driver has no insurance or not enough.  Do you know whether there is a U.M. issue in your case?  You need the knowledge of an experience attorney.  This type of insurance is not included in everyone’s auto policy.  It needs to be purchased in addition to standard coverage.  If you have it, you are covered while involved in an accident with any motor vehicle.  This is true regardless of whether you were a pedestrian, riding a bicycle, or the driver or passenger in any of type of motorized vehicle.  There are other conditions that may apply.  Do not leave your future to chance. 

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