If you do not completely recover from your work injury you have a permanent disability.  You should receive a fair settlement.  However, this is often not the case!

The insurance companies have mastered every possible way to not give injured workers what they are supposed to receive.  They profit at the expense of you and your family.  You virtually guarantee yourself a reduced settlement or no settlement at all if you allow the insurance company to choose your doctor.

The best time to choose your own doctor is immediately.  I highly recommend that you click on the Medical Treatment Quick Link to learn how to choose your own doctor.

Your treating doctor decides if you have permanent disability and writes a final report called a permanent and stationary report. (P&S) P&S means your medical condition has stabilized.  It does not mean that you will never require medical care in the future. You do not need to lose your current job to be eligible for permanent disability benefits.

Insurance friendly doctors save insurance companies tremendous amounts of money merely by the well-chosen words in their P&S report.  Unfortunately, these doctors have great incentive to help the insurance companies to the detriment of you and your family.  They virtually guarantee themselves a steady stream of insurance company referrals.  Do not let this to happen to you.

Both you and the insurance company have the right to disagree with the P&S report.  If you have been declared P&S and you do not agree with the doctor’s opinions, you are entitled to receive a medical examination by another doctor paid for by the insurance company.  This is called a Qualified Medical Examination. (QME)  However, you loose your right to get another doctor’s opinion if you do not object to the report in time.

I can help!  Please call now 1 (800) 500-8922 for an immediate, no obligation, free home, phone or office consultation or fill out the convenient Form above (Top Right).